Last updated: 6/19/2025
1. Introduction
StokFund ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by StokFund.
This Privacy Policy applies to our website, [Your Domain Here], and its associated subdomains (collectively, our "Service"). By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.
2. Information We Collect
We collect information from you when you visit our service, register on our site, place an order, subscribe to our newsletter, respond to a survey or fill out a form.
- Name / Username
- Email Addresses
- Phone Numbers
- Password (stored securely and hashed)
- Stokvel group information you provide
- KYC documents (if applicable, stored securely)
We also collect information from mobile devices for a better user experience, although these features are completely optional.
3. How We Use Your Information
Any of the information we collect from you may be used in one of the following ways:
- To personalize your experience
- To improve our service
- To improve customer service
- To process transactions (Note: We do not process payments directly, but integrate with third-party payment gateways)
- To administer a contest, promotion, survey or other site feature
- To send periodic emails
4. How We Protect Your Information
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.
5. Do We Use Cookies?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. We use cookies to help us remember and process your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
6. Do We Disclose Any Information to Outside Parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety.
7. Your Consent
By using our site, you consent to our web site privacy policy.
8. Changes to Our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date above.
9. Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information on our contact page or by emailing [privacy@stokfund.co.za].